skip to main content

Get what you need, when you need it most

Applying does NOT affect your FICO® credit score!

Rates & Terms


  • Individuals must be at least 18 years of age and be currently employed for at least 180 days by one of the employers or benefits providers we have partnered with in order to access this product.
  • Other criteria bearing upon creditworthiness will be evaluated upon submission of any application. Not all applications are approved.

Costs and Terms of a Typical Loan

  • A $2000 loan with an annual percentage rate of 29.90% and fulfilled in 30 months, repayable in 30 monthly installments, would be satisfied by 30 monthly payments of $95.45.
  • This example offer is representative of a typical SalaryTap extension of credit. It does not serve as a guarantee of any rates and terms that you may qualify for.
  • If you have questions or concerns regarding the SalaryTap loan product offered on this website, please visit our FAQs or contact the SalaryTap Customer Support Team by phone at 844-902-4800 any time from 9am-5pm CST Monday through Friday or by email at

If approved today, you could receive
your money as soon as tomorrow.

Applying does not affect your FICO® credit score.

©2022 Opportunity Financial, LLC. All Rights Reserved. SalaryTap and the OppLoans marks are the property of Opportunity Financial, LLC. Use of this website is subject to our Terms of UsePrivacy Policy and California Disclosures and Privacy Policy | California Consumers can opt-out of the sale of personal information by clicking Do Not Sell My Personal Information

Applications submitted on the SalaryTap are originated by FinWise Bank, A Utah chartered-bank located in Sandy, UT, Member FDIC. All loans originated by our lending partner will be serviced by SalaryTap powered by OppFi.

SalaryTap Powered by OppLoans products are not currently available to active members of the military and/or their dependents.

Your loan through SalaryTap Powered by OppLoans cannot be used for postsecondary educational expenses such as tuition and fees, books, supplies, miscellaneous personal expenses, room and board, at a covered educational institution.

Questions? Contact us Monday-Friday between 9am-5pm CST at 844-902-4800 or email us at or see our FAQ.